Inclusive Services

Fairness, Empathy, and Treating Customers as We Would Ourselves

Responding to Regulations and Trends

  • Principle for Financial Service Industries to Treat Customers Fairly
  • Financial Accessibility Service Guidelines for the Insurance Industry
  • Financial Consumer Protection Act
  • The Convention on the Rights of Persons with Disabilities (CRPD)
  • The UK Financial Conduct Authority's Guidance for Firms on the Fair Treatment of Vulnerable Customers (FG21/1)
  • The OECD/G20 High-Level Principles on Financial Consumer Protection

Establishing Internal Regulations

  • Treating Customers Fairly Principles Policy
  • Strategy for Treating Customers Fairly
  • Guidelines for Implementing the Treating Customers Fairly Principles

Promotion by Dedicated Organizational Units

  • Treating Customers Fairly Committee
    • Product Marketing Group
    • Channel Group
    • After-Sales Experience Group
    • Customer Service Group
    • Customer Rights Protection Group
    • Fraud Prevention Group
  • The President serves as the chair
  • The committee meets quarterly
  • A dedicated unit supports implementation

Execution Through Four Pillars

  • Accessibility and Inclusion
  • Integrity and Protection
  • Innovation
  • Collaboration

Setting Targets and Optimizing

  • Setting performance indicators
  • Setting targets
  • Tracking achievement regularly
Fair Customer Treatment Governance
Treating Customers Fairly Committee
KGI Life drives change and innovation based on customer-centricity. To provide customers with sustainable financial solutions, the Company established the Treating Customers Fairly Committee, with directors and senior management serving as members. It also designated a supervisor at the vice president level or above, together with a dedicated department, which oversees implementation regularly and puts forward recommendations. The Treating Customers Fairly Committee includes the Product Marketing Group, Channel Group, After-Sales Experience Group, Customer Service Group, and Customer Rights Protection Group. In recent years, with fraud proliferating, to protect customers and respond to the Executive Yuan's New Generation Anti-Fraud Strategy Action Plan 2.0, a Fraud Prevention Group was added, strengthening the committee's functions as risks evolve.
Implementing Treating Customers Fairly
To strengthen the implementation of treating customers fairly, KGI Life's compliance self-assessment covers the following: Treating Customers Fairly Principles, sales document review, brokerage and agency channel assessment, personal data protection and the Financial Accessibility Service Guidelines. The self-assessment is required for relevant departments twice a year. The Company also reviews how the operating processes underlying the ten Treating Customers Fairly Principles are carried out, and provides improvement recommendations to the respective departments.
Treating Customers Fairly